Partners&

Partners& – Specialist Support for Recruitment Businesses

Welcome to the next generation insurance advisory business
Partners& is a Chartered insurance broker providing specialist insurance, employee benefits, risk management and claims advice to businesses and private clients.
Our aim is to be the best insurance advisory business in the UK, characterised by:

• People who stand shoulder to shoulder with you
• Advice that makes a difference
• Outcomes that shape your future

Partnership is at the core of who we are — both with our clients and our people.

Supporting the Recruitment Sector
“Prevention is better than the cure.” From our work in the sector we know recruitment businesses are facing increasing complexity, including:

• The rise in the use of AI, increasing exposure to cyber risk
• HMRC and Joint and Several Liability legislation
• The Employment Rights Act and wider regulatory change
• Ongoing consultations impacting business operations
• The need to train staff to safely and effectively use AI
• Continued pressure on margins and profitability

With over 45 years’ experience in the recruitment sector, Partners& understands how these challenges impact your business and is here to help you stay ahead of them.

Our Recruitment Sector Ecosystem
Partners& brings together a comprehensive range of business and advisory services, along with bespoke protections designed specifically for recruitment businesses.

Bespoke Commercial Insurances
Providing wide cover for:

• Employers Liability, Public Liability and Professional Indemnity
• UK and overseas operations

Including all required extensions such as:

• Drivers Negligence
• Vicarious Contractual Liability
• Offshore Liability
• Safety Critical Rail

All structured to deliver comprehensive protection at the most competitive terms.

Commercial Legal Expenses Insurance
Designed to assist with:

• Employment disputes arising from the Employment Rights Act
• Tax investigations linked to HMRC legislation, including Joint and Several Liability and PAYE

Providing both financial protection and practical support when issues arise.

Cyber and Data Liability and Training

Financial crime affecting recruitment agencies, payroll providers and umbrella companies is becoming more sophisticated.
High volume payment runs, complex supply chains and frequent onboarding make the sector an attractive target for fraud and cybercrime.
As reliance on technology increases, so does exposure to cyber risk and operational disruption.

We offer:

• Cyber risk assessments and mitigation support
• Access to partners who offer staff training and cyber awareness programmes
• Cyber and Data Liability insurance covering business interruption, data claims and system recovery

Corporate Finance and Credit Insurance

Invoice financing is a major cost for many recruiters, particularly those supplying temporary workers.
We can support with:

• Access to alternative invoice financing providers
• Funding for mergers and acquisitions
• Standalone credit insurance at more competitive cost and greater flexibility

Particularly valuable in sectors such as construction that have faced increased volatility.
This also provides:

• Market intelligence on clients
• Guidance on whether credit should be offered and on what terms
• Supporting both growth and risk management.

Wellbeing, Health & Protection
Your people are your greatest, yet most unpredictable asset.
People make a business tick, and keeping them healthy, motivated and protected is critical to sustained success.
We help businesses:

• Attract and retain top talent through competitive employee benefits
• Support employee wellbeing and performance
• Protect key people, top performers and shareholders
• Mitigate the impact of death or long term incapacity on business continuity and succession planning

Private Client Insurance
Recruiters work hard for their success and want to ensure their personal assets are fully protected.
We provide high quality insurance solutions for:

• Property and homes
• Motor vehicles
• Jewellery and artwork
• Annual travel

Delivering peace of mind alongside commercial success.

Start a Conversation

Our holistic and collaborative approach is very different to what is normally experienced in the insurance industry. Peter Stoll and the wider recruitment team work in partnership with you to fully understand your business, diagnose your risks and provide truly bespoke advice that is relevant to your needs.

If you would like support reviewing your current cover, or simply want greater clarity around your risks, please get in touch with the team at:

recruitment@partnersand.com | www.partnersand.com